Senior Loans Officer

Role Responsibilities

Be the financial steward behind Alberta’s critical public infrastructure—administering over $14 billion in loans and guiding $1 billion in annual disbursements to municipalities, health, education, and airport authorities.
 

Reporting to the Director, the Senior Loans Officer leads the administration of the Loans to Local Authorities Program. You’ll ensure that capital financing requests comply with legislative requirements and policy guidelines, safeguard public funds, and support the province’s fiscal stability. As the primary liaison for borrowers, you’ll deliver expert guidance, manage complex financial documentation, and uphold the integrity of one of Alberta’s largest government loan portfolios.
 

You will review and assess loan applications—conducting detailed due diligence on borrowing limits, audited statements, collateral security, and regulatory parameters. You’ll prepare and manage loan budget forecasts, payment files, and external reporting for stakeholders such as Statistics Canada and the Auditor General. By flagging high-risk requests and recommending mitigation strategies, you’ll help shape prudent lending practices. You will also maintain stakeholder communications through the program website, evaluate lending policies for emerging risks, and apply professional judgment to resolve unique cases.
 

In this role, you’ll play an essential part in Alberta’s economic infrastructure, influencing the availability of capital for critical community projects. You’ll expand your expertise in public-sector lending, regulatory compliance, and risk management while collaborating with municipal finance officers, program staff, and legal counsel. You’ll enjoy a dynamic environment that values strategic thinking, offers substantial responsibility, and provides opportunities to drive program improvements and policy development.
 

The ideal candidate balances rigorous financial analysis with strong interpersonal skills—able to navigate complex legislative frameworks, interpret policy ambiguities, and build trust with diverse stakeholders. You thrive on managing high-stakes transactions under tight timelines, exercise sound judgment in edge-case scenarios, and proactively identify process enhancements to strengthen program integrity.
 

Please click on this link to view the job description for this position.

APS Competencies

Competencies are behaviors that are essential to reach our goals in serving Albertans. We encourage you to have an in depth understanding of the competencies that are required for this opportunity and to be prepared to demonstrate them during the recruitment process.
 

This link will assist you with understanding competencies: https://www.alberta.ca/system/files/custom_downloaded_images/psc-alberta-public-service-competency-model.pdf.
 

The following competencies you have developed will support your success. These include:
 

• Drive for Results - Knowing what outcomes are important and maximizing resources to achieve results that are aligned with the goals of the organization, while maintaining accountability to each other and external stakeholders.
• Systems Thinking - Leverages insights gained through day-to-day lending operations and borrower interactions to proactively identify potential enhancements to loan program design, delivery, or risk controls.
• Creative Problem Solving - Analysis to complete Action Requests (ARs) related to borrower concerns or program issues, identifying root causes and providing well-reasoned recommendations that consider financial, legal, and operational impacts.
• Develop Networks - Maintains strong, collaborative relationships with advisors and decision-makers across government ministries to ensure alignment on shared priorities and effective coordination of lending activities.
• Build Collaborative Environments - Collaborates with division stakeholders, finance officers, legal teams, and management to adjudicate loans and implement policy changes, ensuring smooth coordination and alignment across internal teams.

Qualifications

A university degree in Finance, Economics, Business Administration, Public Administration, or a related field plus at least four (4) years of professional experience as a Loans Officer or in a comparable lending role. Demonstrated expertise in loan processing, credit assessment, and collateral verification. Proven ability to interpret and apply legislative requirements and policy guidelines. Strong skills in financial documentation, budget forecasting, and stakeholder reporting.
 

The following are considered assets:
 

• Experience administering large-scale public-sector loan programs.
• Familiarity with municipal, health, education, or airport authority financing needs.
• Knowledge of financial risk assessment and mitigation strategies.
• Proficiency with ERP/financial systems (e.g., SAP, Oracle) and advanced spreadsheet modeling.
• Understanding of Alberta’s regulatory frameworks and lending policies.
• Exceptional communication skills and customer-service orientation.
   

Minimum recruitment standards outline the minimum education and experience required for appointment to a job classification. Refer to https://www.alberta.ca/alberta-public-service-minimum-recruitment-standards.

Notes

Final Candidates for this position will be asked to undergo a security screening. Candidates may be asked to complete a written assessment. This competition may be used to fill future vacancies at the same or lower levels across the Government of Alberta.
 

Positions will be located on the 8th floor, Queen Elizabeth II (Federal) Building 9820 – 107 Street NW, Edmonton, AB T5K 1E7.
 

Any costs associated with obtaining the required documents/checks as noted or interview travel expenses, will be the responsibility of the candidate. Out-of-province applicants can obtain the required documents/checks from the province they currently reside in.
 

Links and information on what the GoA have to offer to prospective employees.
 

• Working for the Alberta Public Service - https://www.alberta.ca/advantages-working-for-alberta-public-service.aspx.
• Public Service Pension Plan (PSPP) - https://www.pspp.ca.
• Alberta Public Service Benefit Information - https://www.alberta.ca/alberta-public-service-benefits.
• Professional learning and development - https://www.alberta.ca/professional-development-support-directive.
• Research Alberta Public Service Careers tool – https://researchapscareers.alberta.ca.
• Positive workplace culture and work-life balance.
• Opportunity to participate in flexible work arrangements such as working from home up to two days per week and modified work schedule agreement.
• Leadership and mentorship programs.